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Insurance Analytics Brief

Model Governance Checklist

A governance checklist for model inventory, ownership, validation, change control, evidence, and escalation.

1. Inventory

Identify material models, spreadsheets, calculators, vendor models, rating tools, workflows, and decision rules.

2. Materiality and tiering

Use decision impact, complexity, data sensitivity, financial significance, regulatory use, and dependency to determine control intensity.

3. Documentation

Require purpose, scope, data, assumptions, methods, limitations, users, outputs, controls, and operating procedures.

4. Validation and review

Define who independently reviews the model, what testing is required, and how findings are resolved.

5. Change control

Record versions, requested changes, testing, approvals, emergency fixes, implementation dates, and rollback considerations.

6. Monitoring and escalation

Set ongoing performance, assumption, data, override, incident, and finding thresholds that trigger review or escalation.

Important: The correct actuarial, legal, regulatory, privacy, security, accounting, or other specialist review depends on the actual use case and jurisdiction.

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